Payments & Security — CakesNearMe.in
We offer multiple secure payment options with industry-leading safeguards so your purchase stays private and protected.
1) Payment Options
- Debit Cards: Visa, MasterCard, Maestro
- Credit Cards: Visa, MasterCard, American Express
- NetBanking: Major Indian banks
- UPI & Wallets: UPI (Google Pay, PhonePe, Paytm, etc.), leading digital wallets
- Buy Now, Pay Later / EMI: Where supported by our payment partners and your bank
Availability of certain methods may vary by order value, PIN code, or risk checks.
2) Payment Security
- HTTPS (SSL/TLS) encryption for the entire checkout
- PCI-DSS–compliant payment gateways handle card/UPI processing
- 3D Secure/OTP (e.g., Verified by Visa, Mastercard SecureCode, RBI SCA) for identity verification
- Bank-hosted pages or gateway overlays for sensitive entry (we don’t see your PIN/CVV)
- End-to-end encrypted transmission; strict access controls and monitoring
3) Data Protection & Fraud Prevention
- We never store full card numbers, CVV, or UPI PINs—only masked references where needed (e.g., last 4 digits).
- Layered defenses: firewalls, TLS 1.3, IP/device risk checks, rate limiting, and automated anomaly detection.
- Periodic security reviews and best-practice hardening across our stack.
Your Safety Checklist
- Use a strong, unique password for your account.
- Keep your browser and OS updated; enable device security.
- At checkout, look for “https://” and the lock icon.
- Beware of phishing—we never ask for OTPs, CVV, or passwords via calls, DMs, or email.
4) Payment Issues & Disputes
- If a payment is debited but the order didn’t confirm, it’s usually auto-reversed by the bank/gateway within a few working days.
- For refunds, timelines follow our Refund & Return Policy and Cancellation Policy.
5) Contact (Payments Support)
Questions or concerns? We’re here to help.
Email: support@cakesnearme.in
Hours: 9:00 AM – 9:00 PM IST (Mon–Sun)
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